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Whether you lose money when canceling an American Airlines flight depends mainly on the type of ticket you purchased and when you cancel.
If you have a refundable ticket, you can cancel your flight at any time and get a full refund back to your original payment method. This means you won’t lose money if you cancel, as long as your ticket qualifies as refundable.
For nonrefundable tickets, you won’t receive a cash refund, but you typically get a travel credit equal to the value of your ticket, which you can use toward future American Airlines bookings. However, if you bought a Basic Economy fare, a cancellation fee usually applies—commonly around $99. This fee is deducted from your travel credit, so you may lose part of your money if you cancel a Basic Economy ticket.
If you cancel within 24 hours of booking and at least two days before your flight, American Airlines offers a full refund with no cancellation fees, regardless of your fare type. Canceling after this 24-hour window usually results in fees or travel credits instead of refunds for nonrefundable fares.
Also, if your flight is canceled or significantly delayed by the airline, you are entitled to a full refund if you choose not to travel, regardless of the ticket type.
In summary, you may lose money if you cancel a Basic Economy or nonrefundable ticket outside the 24-hour risk-free window. But refundable tickets and cancellations within 24 hours of booking generally allow you to keep your money or get a full refund.